Terms of Use

Last updated: May 2026

By accessing and using the Wombat Home Loans website (wombathomeloans.com.au), you agree to the following terms and conditions. If you do not agree, please do not use this website.

About Wombat Home Loans

Wombat Home Loans is a credit representative of Finsure Finance & Insurance Pty Ltd (Australian Credit Licence 384704). Tom Carr is an authorised credit representative (Credit Representative Number to be confirmed).

General information only

The content on this website — including articles, guides, calculators and podcast episodes — is provided for general informational purposes only. It does not constitute personal financial advice, credit advice or a recommendation to enter into any particular loan or financial product.

Your personal circumstances, objectives and financial situation have not been taken into account. Before making any financial decisions, you should consider whether the information is appropriate for your situation and seek independent professional advice if needed.

No guarantees

While we make every effort to ensure the information on this website is accurate and up to date, we do not guarantee the completeness, reliability or accuracy of any content. Interest rates, lender policies, government regulations and market conditions change frequently and may differ from what is published here.

We accept no liability for any loss or damage arising from your reliance on information provided on this website.

Third-party links

This website may contain links to third-party websites, including lender sites, government resources and external tools. We do not control or endorse the content of these sites and are not responsible for their accuracy, privacy practices or availability.

Intellectual property

All content on this website — including text, images, logos, graphics and design — is the property of Wombat Home Loans unless otherwise stated. You may not reproduce, distribute or republish any content without our prior written consent.

Website availability

We do not guarantee that this website will be available at all times. We may modify, suspend or discontinue any part of the website without notice.

Governing law

These terms are governed by the laws of New South Wales, Australia. Any disputes arising from your use of this website are subject to the exclusive jurisdiction of the courts of New South Wales.

Changes to these terms

We may update these terms from time to time. Continued use of the website after any changes constitutes your acceptance of the updated terms.

Contact

If you have any questions about these terms, please contact us:

Tom Carr Wombat Home Loans Email: tom@wombathomeloans.com.au Phone: 0402 969 820